An Average Joe’s Pursuit for Financial Freedom offers a different perspective on money than what is traditionally taught by our parents and in our school systems. The reason there is such a discrepancy between the wealthy and the poor is due to the difference in the way money is perceived. We are not born with the ability to maintain wealth: it is something that is learned. The knowledge of knowing how to make money work to generate passive income is something that anyone can learn as long as they are disciplined. An Average Joe’s Pursuit for Financial Freedom is based on practical concepts and discusses the problems that the majority of us face with our personal finance. The concepts in this book are based on theory by an author that practices what he writes about.
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MY HONEST REVIEW OF
AN AVERAGE JOE'S PURSUIT FOR FINANCIAL FREEDOM
The author begins by informing you that nothing in the book is new; that it has all been said before. And I totally agree. I didn't learn anything new. It did though, refresh the financial knowledge that I already had, and brought it back into focus for me.
He states that retirement income comes from various entities, such as pension, 401k, and social security. The problem with this is that it is reliant upon outside factors, which means you are not truly financially free. Ideally, your income should come from passive interests.
With a history lesson showing the evolution of progress, he proves that we must change with the times or be left behind.We should set attainable short and long term goals. In order to reach those goals, we must change the way we view, save, and spend money.
I appreciate the research that went into this book. It was interesting to learn the history of money and the beginning of the gold standards. Although a lot of the information was repeated, I understand the need to be repetitive. There are even interactive exercises included. My advice is to read this book, and take charge of your financial future.
He states that retirement income comes from various entities, such as pension, 401k, and social security. The problem with this is that it is reliant upon outside factors, which means you are not truly financially free. Ideally, your income should come from passive interests.
With a history lesson showing the evolution of progress, he proves that we must change with the times or be left behind.We should set attainable short and long term goals. In order to reach those goals, we must change the way we view, save, and spend money.
I appreciate the research that went into this book. It was interesting to learn the history of money and the beginning of the gold standards. Although a lot of the information was repeated, I understand the need to be repetitive. There are even interactive exercises included. My advice is to read this book, and take charge of your financial future.
My review can also be found at:
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About the Author
Michael Munsey works in the oil industry and resides in Houston, Texas. He received his undergraduate degree from Murray State University in May of 1995. While working to climb the corporate ladder within Halliburton Energy Services, Michael enrolled in the EMBA program at Rice University in 2005. After earning his MBA, he had a major change in the way he perceives money which he is sharing in this book.
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I was given this book to review but all opinions are my own.
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It's always good to have your focus brought back in line, I know I need it moneywise.
ReplyDeleteI think we all do. Thanks Sharon.
DeleteSharon - It is easy for all of us to get distracted when it comes to our personal finances. There always seems to be unplanned events that are not in our yearly budget. That is why I try to make sure that I set reasonable goals for me and my family when it comes to our personal finances. We re-evaluate our progress about every 6 months or so. Good luck on your journey to become financially free. Michael
DeleteI agree. Thanks Michael.
DeleteThat looks like a great read. I love that it has interactive exercises.
ReplyDeleteMichelle F.
Don't forget to enter the giveaway. Your odds are good.
DeleteMichelle - I hope the interactive exercises help you take a fresh look at your personal finances. Good luck on your journey. Michael
DeleteThe exercises do indeed help.
DeleteIt is always good to be reminded what you need to do to get your house in order money wise. We are saving to buy a new car outright so this would help loads. Thank you for sharing.
ReplyDeleteThanks Misty. And good luck on your saving.
DeleteMisty - I am a spender and my wife is the frugal one. At times I need reminders that material items can distract us from reaching our goals. It is great to see that you are budgeting your personal finances to purchase a car. I believe that is a great goal and one that I am positive that you will reach. Good Luck Michael
DeleteAnd paying cash for a car definitely puts you ahead of the game.
DeleteI save money by making things like yogurt and using coupons
ReplyDeleteWell, I don't make yogurt, but I do use coupons. It's worth the time and effort clipping and using them.
Delete